Serving Santa Cruz and Santa Clara Counties


A native Californian, I’ve lived in our beautiful Santa Cruz community for 14 years. I’ve worked over 25 years in the mortgage industry, with a specialization in reverse mortgages for the past 5 years.

For years I watched my parents struggle with a fixed income, rising health care costs and declining income from investments. More recently, I have seen many people who can’t even afford to retire. These issues have given me a passion for improving the lives of those 62 and older.

As a licensed reverse mortgage specialist, I’m continually on a learning path; keeping up with new laws and new products available, to improve finances for those who want to retire and live out the rest of their years comfortably.

A reverse mortgage is one way to solve those late life income problems. My goal is to educate people on the pros and cons of reverse mortgages; and determine whether a reverse mortgage is the right solution.